BRIDGEO

Send money from India to UAE

🇮🇳 INR → 🇦🇪 AED · compare routes by total cost and speed

Sending INR to AED can cost very different amounts depending on the route. The headline exchange rate is only part of it: fees, the provider's margin and speed all change how much your recipient actually gets. Use the free planner with your own amount, or read the overview below.

Compare routes for your amount →

Routes compared (sample: INR 94,900)

Digital remittance app · Licensed digital remitter

Indicative all-in cost ~0.72% · arrives within hours · recipient gets about AED 3,646
Low, transparent pricing · Track status in-app

Exchange house · Licensed exchange house

Indicative all-in cost ~1.23% · arrives same day – 1 day · recipient gets about AED 3,628
Walk-in help and cash options · Handles larger amounts

Bank wire (SWIFT) · Bank-to-bank transfer

Indicative all-in cost ~2.68% · arrives 1–3 days · recipient gets about AED 3,574
No practical ceiling · Clean paper trail for property, tax and business

Indicative averages for comparison, not live quotes. Rate used: 1 INR ≈ 0.0387 AED.

Rules to know for India → UAE

Liberalised Remittance Scheme (LRS)

Resident individuals can remit up to USD 2,50,000 per financial year across all purposes. This transfer is about USD 1,000.
Source: RBI – LRS / FEMA (Current Account Transactions) Rules

Purpose code and Form A2

Your authorised dealer bank will ask for the purpose of remittance and declarations. Choose the correct code.

Providers to check

Also worth checking:

Names and links are for convenience only. Bridgeo has no partnership with, and does not endorse, any provider, and shows none of their prices. Check availability, fees and licensing on the provider's official site before you send.

Documents to prepare

Frequently asked questions

What is the cheapest way to send money from India to UAE?

It depends on the amount, the speed you need and the purpose. For a sample of INR 94,900, the lowest all-in cost in Bridgeo's comparison is Digital remittance app at about 0.72%. These are indicative averages, not live quotes, so enter your own amount in the planner.

How long does a transfer from India to UAE take?

From within hours (Digital remittance app) to 1–3 days (Bank wire (SWIFT)), depending on the route you choose.

Does Bridgeo send my money?

No. Bridgeo is a free planning tool. It compares routes, explains the rules and lists the documents you need. The transfer itself is made by a licensed provider you choose.

How are the exchange rates and costs calculated?

Bridgeo uses a daily indicative mid-market rate (ExchangeRate-API) and typical provider fees and margins to estimate the amount received. Real providers set their own prices, so always confirm the final quote before you send.

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Other corridors

Informational only, not financial, tax or legal advice. Rules and fees change; confirm with your provider or a qualified adviser. Rules last reviewed 2026-11-03. Privacy